How can I get cheap insurance for my 18 y.o. son? I got him a 2004 Accord and now we have 2 cars and 2 drivers?

How can I get cheap insurance for my 18 y.o. son? I got him a 2004 Accord and now we have 2 cars and 2 drivers?

He doesn't live with me - he lives at his moms' who has her own car. How can I make it so he is occasional so I don't have to pay $4000 a year in insurance? Can I just insure the cars and keep them under my name while letting him drive it while he lives at his moms? Will they accept that he doesn't live with me so should be occasional if both cars are in my name? Any ideas how I can do this?

 

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